Medicare Advantage (Part C)
Explore bundled plans that offer more than Original Medicare.
Explore bundled plans that offer more than Original Medicare.
Medicare Advantage (Part C) is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These bundled plans include Part A, Part B, and usually Part D. Most Medicare Advantage Plans include drug coverage (Part D).
Medicare Advantage plans provide Part A (Hospital Insurance) and Part B (Medical Insurance) benefits to people with Medicare. In many cases, you can only use doctors who are in the plan’s network. Plans often have different out-of-pocket costs than Original Medicare or supplemental coverage like Medigap. You may also have an additional premium. Plans may offer some extra benefits that Original Medicare doesn’t, like vision, hearing, dental, and more.
Most plans offer extra benefits that Original Medicare doesn’t cover – like vision, hearing, dental and more. Once you reach the out-of-pocket limit, you’ll pay nothing for Part A- and Part B-covered services. All plans must cover at least the same services as Original Medicare.
The amount you pay for Part C deductibles, copayments, and/or coinsurance varies by plan. Look for specific Part C plan costs, and then call the plans you're interested in to get more details. Monthly premium: The Part C monthly premium varies by plan.
If you have Part A and Part B, you can join a Medicare Advantage Plan. You must have both Part A and Part B to join. You can only join, switch, or drop a Medicare Advantage Plan at certain times, called enrollment periods. Consider doctor and hospital choice, cost, coverage, and foreign travel when deciding between Original Medicare and Medicare Advantage. Compare types including HMO, PPO, MSA, PFFS, and SNP.